Travel insurance is an important safeguard when travelling overseas, as no one can predict what may occur. In my case for overseas travel, I use the objective review summaries found on the Australian website ‘Canstar’ to make up my decision. http://www.canstar.com.au/travel-insurance/
They rank and rate the insurance offerings according to how many people, age and the destinations of various popular world locations. Then rank the inclusions such as excess amount, extent of monetary cover and other variances in the level of of category cover. I find the information very practical and handy to see all offerings in one smart PDF file – which they have for download.
Other general tips for choosing travel insurance and what to look for in your policies in claiming can be found via the Australian government’s website. Moneysmart – Insurance claims – https://www.moneysmart.gov.au/managing-your-money/insurance/travel-insurance#claim
A general rule to ensure an effective insurance claim is to take photos of all items you are carrying that are considered of value (basically anything that if got lost you would care about). This may be the actual luggage case, camera etc. Have these photos uploaded to your Google drive or dropbox online (also preferably on an usb).
Insurance / Claims
General portals and guidance
Air help (Flight claim assistance) – https://www.getairhelp.com/us
Canstar (Compare insurance) – http://www.canstar.com.au/ and http://www.canstar.com.au/travel-insurance/
Compare Travel Insurance – http://www.comparetravelinsurance.com.au/
EU Claims (Plane claims in the Europe region) – http://ww.euclaims.co.uk
Insurance Council of Australia – Find an Insurer (Travel insurance provider search portal) – http://www.insurancecouncil.com.au/ and http://www.findaninsurer.com.au/category/36
Smart Traveller (Australian Government) – Travel insurance buying guide – http://www.smartraveller.gov.au/insurance/choice-travel-insurance-buying-guide.html
Smart Traveller (Australian Government) – Insurance portal – http://smartraveller.gov.au/guide/all-travellers/insurance/Pages/default.aspx
Understand Insurance (Insurance council of Australia) – http://understandinsurance.com.au/ and http://understandinsurance.com.au/types-of-insurance/travel-insurance
Australia Post (Domestic Travel insurance) – http://auspost.com.au/finance-insurance/domestic-travel-insurance.html
Budget Direct – Travel Insurance – https://www.budgetdirect.com.au/travel-insurance.html
Du insure – http://www.duinsure.com.au/
Fast Cover – https://fastcover.com.au/
Good2go – https://good2gotravelinsurance.com.au/
Insure and go – http://www.insureandgo.com.au/
Online travel insurance – https://www.onlinetravelinsurance.com.au/
Simply travel insurance – https://www.simplytravelinsurance.com.au/
Southern Cross (Travel Insurance) – http://www.scti.com.au
Travel Insurance Direct – http://www.travelinsurancedirect.com.au
Virgin money – http://virginmoney.com.au/insurance/travel-insurance/
Woolworths Travel insurance – https://insurance.woolworths.com.au/travel-insurance.html
World 2 Cover – https://world2cover.com.au/
World care – http://www.worldcare.com.au/
World nomads – https://www.worldnomads.com/travel-insurance/
Links last checked : / /2015
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